There are so many websites offering payday loans, it's difficult to know which ones to trust. Also with so much bad press you will want to make sure you can get a loan from a trusted source. Here is some tips to help you find a reputable payday lender or website to use.
1. Consumer Credit License
All websites trading as a payday loan broker or lender will be required to hold a Consumer Credit License (CCL) check the website for their CCL number. Make sure this is valid with the OFT (Office of Fair Trading) to make sure the lender is listed.
2. Does the website offer secure application
If you see https instead of http then this is 1 sign that its a secure website. You should also look for the secure icon that will show up in your bottom toolbar when you visit the site
3. Look for signs of good customer feedback
Check to see if the website has good customer reviews or testimonials.
4. Word of mouth
Sometimes it's best to trust someone you know that has already used a service they trust. Lenders won't be operating for long if they offer a bad service and have many unsatisfied customers.
There are some payday matching services we have heard about through word of mouth like http://www.quickloansexpress.co.uk and http://www.fastloansexpress.co.uk that simply offer a payday matching service. You fill out some basic details and they will match you with a panel of lenders almost instantly online. These only use a network of trusted and reputable payday lenders. The network is one of the biggest in the payday industry and has been going for many years. They also have a high approval rate but also a high customer rating of over 96% of satisfied customers which keep going back for more!
No comments:
Post a Comment